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Oct 08, 2026

FinCap Friday: Is MSRP the Price for Me?

New-car prices are hovering around record highs as tariffs, fewer discounts, rising borrowing costs, and the disappearance of cheaper models make buying a vehicle more expensive. To teach students how to keep costs down, tell them about the MSRP being a negotiable starting point, and encourage them to research what other buyers are paying. Learn more about how to make buying a car less miserable in this week's FinCap Friday: 

Click here to access the Kahoot quiz and discussion prompt. If you're short on time, try our simplified No Tech version containing embedded questions right in the slide deck! 

About the Author

Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her 10 nieces and nephews!

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