Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications MOVE: Inflation Over Time PLAY: It Costs HOW Much? PLAY: Types of Car Insurance MOVE: Types of Employment MOVE: Up and Down with Credit Scores PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package Which savings strategy is most effective? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking