Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans When the Mean is Nice ANALYZE: Overdraft Fees Which savings strategy is most effective? INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund You Just Gotta Habit! What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: It Costs HOW Much? PLAY: Roll with the Market Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator PLAY: The Bean Game RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates