Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees What percent of new businesses are still operating after 10 years? You Just Gotta Habit! MOVE: Credit Musical Chairs Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? PLAY: The Bean Game FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates