Answer: Close to $300

Questions:

• Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving?
• What strategies do you use in order to avoid this temptation while driving? 

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.

Behind the numbers (from Zebra):

The average surcharge for using a cellphone or texting while driving has been rising and is now nearly $300, Ms. Connolly said. The Zebra’s analysis, conducted from September to December, is based on more than 60 million quotes from insurers as well as public rate information filed with insurance regulators by the top 10 auto insurers in each state.

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Be sure to check out our revamped Insurance lessons in the NGPF Semester Course. 

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Here are more lessons and activities on auto insurance found on the NGPF website. 

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.