Personal finance educator Mykail James (a.k.a. @theboujeebudgeter) joins Yanely to tackle the “in-between” stage, meaning those teens and young adults who aren’t kids anymore but aren’t quite adults either. She shares how to meet students where they are with empathy, inclusive language, and real-world money lessons they’ll actually relate to.

Mykail James, MBA, Co-author of “Personal Finance for Teens (for Dummies)”

Mykail shares why she targets teens and young adults who are delaying milestones like college, marriage, or homeownership, and how to meet them with empathy, modular lessons, and real-world scenarios.

She spotlights media literacy for money: “I don’t push a ‘one app fits all.’ I teach people to read the fine print.” She also breaks down why job-hopping and switching banks can boost pay and reduce fees.

The episode digs into mindset, small-steps compounding, and a flexible toolkit (videos, exercises, and cheat sheets) teachers can plug right into class.

You’ll also hear how tech and AI shape decisions without replacing the guidance of a “trusted adult.”

Get the podcast transcript and listening links.

Also Check Out: Charles “Charley” Ellis, Founder of Greenwich Associates

Investment legend Charley Ellis joins Tim Ranzetta to unpack why today’s hyper-professional markets make stock-picking a losing game for most investors.

“It’s virtually impossible to beat the market,” he says.

He explains how indexing, low fees, and discipline help everyday investors avoid costly behavioral mistakes and harness decades of compounding.

Ellis shares inside stories on Jack Bogle, Vanguard’s evolution, and why ETFs and automation changed the game.

He offers a clear long-term playbook (think 60 years, not six months), including why many investors already have “bond-like” exposure via Social Security and home equity.

Ellis also weighs in on private equity/VC access, crypto, and staying calm through market swings.

If you teach or learn about investing, this episode turns big ideas into practical takeaways you can use tomorrow.

Listen to the podcast your favorite platform.

Catch This Week’s LIVE Event with Julia & Philip from Two Cents

NGPF Podcast episodes are created from the weekly NGPF Speaker Series events. Join us live tonight (Thursday, Oct. 9) at 4pm PT / 7pm ET with Julia and Philip, the energetic duo behind Two Cents, the personal finance educational show on PBS.

Register here.

About the Author

Hannah Rael

As NGPF's Marketing Communications Manager, Hannah (she/her) helps spread the word about NGPF's mission to improve the financial lives of the next generation of Americans.