NOTE: This course has recently been updated! Learn more about the changes.

Trimester Course
Personal Finance

Trimester Course

The Trimester Course uses 41 of the Semester Course’s lessons and features an additional 7 unique lessons to guarantee there are no content gaps. By the end of this course, students will have a thorough understanding of personal finance topics and be prepared to handle the financial responsibilities that exist after graduation.
 
Grade Level(s):
9-12
Format(s):
Google Drive, Nearpod
Assessments:
Diagnostic Exam, Final Exam, Unit Exams & Summative Project
Cost:
FREE, and always will be
Course Materials
Syllabus and Assessments
Unit 1 (8)
Behavioral Economics
Unit 2 (1)
Banking
Unit 3 (7)
Investing
Unit 4 (3)
Types of Credit
Unit 5 (4)
Managing Credit
Unit 6 (5)
Paying for College
Unit 7 (9)
Career
Unit 8 (11)
Insurance
Unit 9 (10)
Taxes
Unit 10 (6)
Budgeting
Unit 11 (21)
Consumer Skills

Unit 1 Behavioral Economics

View Unit Plan >     View Parent Newsletter >

Trimester Course Syllabus

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Assessments

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Standards Alignment

Your Values and Money
(376)

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Your Money & Social Media
(415)

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Your Brain and Money
(388)

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Overcoming Cognitive Biases
(389)

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Checking and Savings Accounts
(88)

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Beware of Banking Fees
(396)

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Strategies to Save
(398)

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Online and Mobile Banking
(400)

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Why Should I Invest in the Stock Market?
(89)

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What is a Stock?
(426)

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What is a Bond?
(427)

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Managing Risk
(428)

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Deep Dive Into Funds
(430)

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Start Investing
(431)

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How to Invest for Retirement
(433)

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Intro to Credit
(377)

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Credit Cards
(90)

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Loan Fundamentals
(380)

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Auto Loans
(381)

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Debt Management
(384)

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Your Credit Report
(385)

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Your Credit Score
(386)

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Building Credit from Scratch
(387)

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Applying for the FAFSA
(436)

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Scholarships and Grants
(437)

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Student Loans
(438)

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Financial Aid Packages
(439)

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Student Loan Repayment
(440)

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Building Your Career
(91)

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Resumes and Cover Letters
(98)

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The Interview
(99)

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Insurance 101
(92)

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Auto and Renters Insurance
(93)

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How Health Insurance Works
(459)

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How to Access Health Insurance
(460)

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Taxes and Your Pay Stub
(413)

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The Tax Cycle and Job Paperwork
(462)

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Teens and Taxes
(463)

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How to File Your Taxes
(464)

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Completing the 1040
(465)

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Budgeting Strategies
(443)

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Budgeting for Rent and Food
(101)

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Budgeting for Transportation
(445)

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Build Your Budget
(448)

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Advertisements & Dark Patterns
(466)

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Comparison Shopping
(467)

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Identity Theft
(468)

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Resources

Activities

COMPARE: Types of Savings Accounts
CREATE: Your Savings Goals
ANALYZE: Understanding Amortization
CALCULATE: Shopping with Interest
COMPARE: Auto Loans
INTERACTIVE: FICO Credit Scores
CALCULATE: Impact of Credit Score on Loans
RESEARCH: Finding Scholarships and Grants
CREATE: A Salary-Based Budget
COMPARE: Types of Retirement Accounts
ANALYZE: Dollar Cost Averaging
PLAY: Dollar Auction Game
CALCULATE: Completing a 1040
COMPARE: Tax Forms and their Purpose
RESEARCH: The Tax Cycle
PLAY: Types of Car Insurance
COMPARE: Types of Health Insurance Plans
ANALYZE: A High School Resume and Cover Letter
ANALYZE: College and Career Choices
COMPARE: Which Repayment Option is Best?
INTERACTIVE: Compounding Cat Insanity
INTERACTIVE: Online Bank Simulator
INTERACTIVE: Invest with STAX!
MOVE: Your Tax Dollar in Action
ANALYZE: A FAFSA Submission Summary
PLAY: Should They File a Tax Return?
MOVE: Credit Musical Chairs
RESEARCH: Insurance in Your State
MOVE: Career Comparison
FINE PRINT: Pay Stub
FINE PRINT: W-4 Form
FINE PRINT: W-2 Form
FINE PRINT: Checking Account Statement
FINE PRINT: Bond Fund Fact Sheet
FINE PRINT: Financial Aid Package
FINE PRINT: Credit Report
PROJECT: Budgeting with Roommates
PROJECT: 5 Stocks on Your Birthday
PROJECT: Timing the Market
PROJECT: Who Aced the Interview Challenge?
PLAY: The Bean Game
INTERACTIVE: Bummer!
INTERACTIVE: Which Jobs Align with My Interests?
MOVE: Build Your Budget
MOVE: Your Account Balance
MOVE: What Will You Buy?
ANALYZE: What is My Role as a Consumer?
MOVE: Identifying Dark Patterns
COMPARE: Types of Identity Theft
COMPARE: Types of Investment Funds
ANALYZE: Overdraft Fees
MOVE: Your Cognitive Biases
MOVE: Your Money Values
MOVE: Making Transportation Decisions

Case Studies

CASE STUDY: How Do I Budget?

Data Crunches

DATA CRUNCH: How do Consumers Use Mobile Banking?
DATA CRUNCH: What Is The Most Common Credit Score By Age?
DATA CRUNCH: What Does The Average Household Spend Money On?
DATA CRUNCH: How Old Are Most Taxpayers?
DATA CRUNCH: How Do Americans Get Health Insurance?
DATA CRUNCH: What's the Distribution of Federal Student Loan Debt in the U.S.?
DATA CRUNCH: How Does Your Asset Mix Impact Your Returns?

Questions of the Day

What is the cost to repair an iPhone screen?
How much does a texting while driving ticket increase auto insurance premiums?
What percentage of people make purchases due to FOMO?
What percent of students receive scholarships or grants for college?
Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"
How long does it take to establish your first credit score?
What is the average amount of student debt for college graduates?
When deciding whether to follow an influencer on social media, what trait did teens say was most important?
How many minors have had their identity stolen?
How much does an average overnight hospital stay cost?
If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?
What percentage of young people (age 18-24) have never checked their credit score?
If a single person taking the standard deduction makes $40,000, how much will they pay in federal income taxes?
How much are the average overdraft, service, and out-of-network ATM fees?
How much would I need to save monthly to have $1 million when I retire?
What are your odds of getting at least one job interview if you submit 1-10 applications?
What is the average amount of time between a job interview and receiving an offer?
What percent of consumers read online reviews before buying a product?
How much does the average American household spend on transportation per year?
How much tax refund money went unclaimed by 1.5 million Americans who didn’t file their taxes?

FinCap Fridays

FAFSA Fast Facts
Cash Flash from the Past
Stock Split Summer
What's Buy Now, Pay Later?
Saying "OK" to the 401k
Protection or Deception