Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan MOVE: Up and Down with Credit Scores PLAY: The Bean Game ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time MOVE: Credit Musical Chairs RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment Which savings strategy is most effective? INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action You Just Gotta Habit! What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking