Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections When the Mean is Nice ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses PLAY: The Bean Game What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking