Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Dollar Cost Averaging PLAY: The Bean Game What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package You Just Gotta Habit! INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts Which savings strategy is most effective? FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Chance Experiments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs