Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? PLAY: Roll with the Market COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! What do cardholders fear most when using a credit card? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes RESEARCH: Credit Protections COMPARE: Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Just Gotta Habit Which savings strategy is most effective? MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice RESEARCH: Fair Credit Reporting Act

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle