Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? When the Mean is Nice ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? What do cardholders fear most when using a credit card? PLAY: The Bean Game What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package PLAY: Roll with the Market Which savings strategy is most effective? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Growth in Circles