Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary When the Mean is Nice PLAY: Roll with the Market What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs MOVE: Types of Employment CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences