Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment When the Mean is Nice MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package You Just Gotta Habit! COMPARE: Which Repayment Option is Best? RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: Types of Employment FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities