Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report READ: Retirement Basics FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? What do cardholders fear most when using a credit card? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores Gotta Habit FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment COMPARE: Auto Loans RESEARCH: Credit Protections FINE PRINT: Schumer Box CALCULATE: Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action Which savings strategy is most effective? When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging in Action How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns