Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing Which savings strategy is most effective? FINE PRINT: Checking Account Statement MOVE: Types of Employment RESEARCH: Professional Certifications MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action PLAY: Roll with the Market FINE PRINT: Schumer Box When the Mean is Nice What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PLAY: The Bean Game RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Growth of Savings vs Investments DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances