Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund MOVE: Types of Employment CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time MOVE: Credit Musical Chairs When the Mean is Nice RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? You Just Gotta Habit! What is the average credit card debt held by Gen Z? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging INTERACTIVE: Bummer! PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form