Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications When the Mean is Nice CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? PLAY: Roll with the Market CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type