Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report When the Mean is Nice CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market MOVE: Types of Employment COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots