Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing Gotta Habit CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance COMPARE: Auto Loans What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? COMPARE: Types of Savings Accounts READ: Retirement Basics RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity