Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging Just Gotta Habit How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement RESEARCH: Fair Credit Reporting Act INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? MOVE: Types of Employment Which savings strategy is most effective? PLAY: Roll with the Market What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? PLAY: The Bean Game PLAY: Organize Budget Expenses RESEARCH: Professional Certifications COMPARE: Auto Loans MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs