Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment INTERACTIVE: Bummer! RESEARCH: Professional Certifications What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? When the Mean is Nice PLAY: Roll with the Market PLAY: The Bean Game What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time RESEARCH: Credit Protections COMPARE: Types of Savings Accounts Which savings strategy is most effective? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations from Checking Word Problems DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth