Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing PLAY: The Bean Game ANALYZE: Dollar Cost Averaging When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses You Just Gotta Habit! What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? RESEARCH: Professional Certifications Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Prize Wheel Puzzle