Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? MOVE: Types of Employment MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? You Just Gotta Habit! FINE PRINT: Schumer Box PLAY: Roll with the Market PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth