Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? When the Mean is Nice PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts MOVE: Inflation Over Time PLAY: The Bean Game FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines