Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! When the Mean is Nice ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods