Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PLAY: Types of Car Insurance RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? PLAY: Budget Frenzy! MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing