Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? When the Mean is Nice COMPARE: Auto Loans PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? Which savings strategy is most effective? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs MOVE: Types of Employment FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: The (Awesome) Coordinate Plane Activity