Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! RESEARCH: Credit Protections CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? When the Mean is Nice MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective?

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type