Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! CALCULATE: How Much House Can You Afford? When the Mean is Nice MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability