Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans MOVE: Credit Musical Chairs Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time RESEARCH: Credit Protections FINE PRINT: Financial Aid Package What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? MOVE: Types of Employment You Just Gotta Habit! PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans