Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income