Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses When the Mean is Nice FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? You Just Gotta Habit! What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment