Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Types of Car Insurance RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems