Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? You Just Gotta Habit! MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores MOVE: Let's Make a Mutual Fund When the Mean is Nice CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Types of Employment COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance FINE PRINT: Schumer Box RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? PLAY: Organize Budget Expenses PLAY: Roll with the Market MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs