Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment MOVE: Types of Employment When the Mean is Nice MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Fair Credit Reporting Act How much does a texting while driving ticket increase auto insurance premiums? What do cardholders fear most when using a credit card? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: The Bean Game Which savings strategy is most effective? What percent of students receive scholarships or grants for college? You Just Gotta Habit! PLAY: Roll with the Market ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity