Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts When the Mean is Nice MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box You Just Gotta Habit! What is the average credit card debt held by Gen Z?

DESMOS ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth