Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Plan Fits Your Income? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses MOVE: Inflation Over Time PLAY: The Bean Game FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees RESEARCH: Credit Protections Do consumers send more money through Zelle or spend more money on Amazon? What percent of new businesses are still operating after 10 years? COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications When the Mean is Nice PLAY: Types of Car Insurance INTERACTIVE: Bummer! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Equations in Standard Form