Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections RESEARCH: Professional Certifications INTERACTIVE: Bummer! PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans PLAY: The Bean Game MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Health Insurance Plans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice INTERACTIVE: Invest with STAX! You Just Gotta Habit! COMPARE: Types of Savings Accounts CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Plan Fits Your Income? Which savings strategy is most effective? MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates