Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game ANALYZE: Overdraft Fees COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! When the Mean is Nice Which savings strategy is most effective? PLAY: Types of Car Insurance RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments